The idea of owning a property in a paradisiacal destination in the Mexican Caribbean is a dream for many.
Tulum, with its breathtaking natural beauty and growing popularity among travelers from all over the world, has become an attractive place to invest in real estate. However, for many potential buyers, the biggest challenge lies in how to obtain financing to make their dream of purchasing a property in this Caribbean paradise a reality.
Fortunately, there are several options available for those seeking financing to buy property in Tulum. Let’s discuss them.

Local Mortgage Loans
One of the most common options is to apply for a mortgage loan from a local bank in Mexico. Different Mexican banks offer financing for the purchase of property for both Mexican nationals and foreigners.
These loans usually require a downpayment and are subject to certain eligibility requirements, such as credit history and ability to pay. Likewise, the property to be purchased will have to meet certain requirements to apply for a mortgage loan, especially if you want to buy a lot of land without construction, since it must have all the infrastructure and municipal services to be able to obtain a loan on this type of property.
Riviera Tulum is one of the few residential developments in Tulum where mortgage loans can be applied on land lots without construction, as it has complete underground infrastructure.

Direct Developer Financing
Some real estate developers in Tulum offer direct financing to facilitate the purchase of properties in their projects. This type of financing may vary in terms and conditions, but generally involves an installment payment agreement directly with the developer, without the need to involve a bank or outside financial institution.
At Riviera Tulum, we offer the opportunity to finance the purchase of your residential lot for 24 months with NO INTEREST. Additionally, to ensure a higher return on your investment, we price our lots in Mexican pesos, not in dollars like the rest of Tulum.

International Financing
For foreign buyers wishing to purchase property in Tulum, international financing options are also available. Some banks in countries such as the United States offer mortgage loans for the purchase of property abroad, including destinations such as Tulum.
These loans can be an attractive option for those who wish to take advantage of the favorable interest rates and terms available in their home countries.

Real Estate Crowdfunding
Real estate crowdfunding is an innovative way to obtain financing for property purchases, where multiple investors contribute funds to buy a property together.
While this option may not be suitable for all buyers, it can be an interesting way to diversify the investment and share the risk with other investors.

Consult a Financial Advisor
Before deciding which financing option is best for you, it is important to consult with a financial advisor or real estate expert who can help you evaluate your options and find the best solution for your financial situation and investment objectives.

In the world of real estate investment, Tulum is a diamond in the rough. If you’ve been captivated by its white sand beaches and turquoise waters, you’ll love the financial opportunities this destination offers. From local mortgage loans and direct developer financing, to international financing options and novel approaches such as real estate crowdfunding, there are different possibilities for you to buy a property in this earthly paradise.

At Riviera Tulum we would love to help you make the best real estate investment in the Mexican Caribbean. We have lots for sale in our gated community with 24/7 security, amenities for the whole family and a fascinating location in the Mayan jungle, just steps away from the beautiful beaches of Tulum.

Contact us; it will be a pleasure to meet you, talk about our available lots and answer all your questions.